The SBI Air India Credit Card is a top choice for frequent flyers. SBI Card issues it and offers outstanding travel rewards and benefits. Users can earn points, enjoy special perks, and have a smooth travel experience. It’s perfect for Air India travelers because it gives more points for Air India spending.
Using this card for travel can bring significant benefits. It has a high reward rate of ~4.5% and offers perks like free lounge access, making it a top pick for those wanting to get the most out of their travel rewards.
The SBI Air India Credit Card comes with many benefits. It’s great for frequent flyers because of its travel rewards. Benefits include lounge access, no fuel surcharge, and lower forex fees. It offers a complete travel experience with lots of bonuses and benefits.
Key Takeaways
- The SBI Air India Credit Card offers a reward rate of ~4.5% and provides travel rewards and benefits.
- Cardholders can earn 30 FR Points for every ₹100 spent on self-bookings and 10 FR Points for every ₹100 spent on bookings for others, resulting in significant travel rewards.
- The card offers complimentary domestic airport lounge access eight times per year, making it ideal for frequent travelers.
- Cardholders can redeem their points for flight tickets, with sample domestic redemptions starting from 4,000 points + 1,200 INR taxes for an economy ticket from Bangalore to Mumbai.
- The card has a joining fee of ₹4,999 + GST and a renewal fee of ₹4,999 + GST. Its welcome benefit is 20,000 Flying Returns Points, and its renewal benefit is 5,000 Flying Returns Points.
- The estimated value for domestic economy fare redemption is 16,000 FR Points, which often exceed revenue fares of ₹20,000 and provide significant travel rewards and benefits.
Understanding the SBI Air India Credit Card Program
The SBI Air India Credit Card program is a partnership between SBI Card and Air India. It’s made for those who fly often. It offers many benefits and rewards, which is perfect for Air India travelers.
The SBI Air India credit card program has two cards: the Air India SBI Signature Credit Card and the Air India SBI Platinum Credit Card. These cards offer rewards, lounge access, and travel insurance, making them great for travelers.
Partnership Overview
The partnership between SBI Card and Air India is unique. It benefits cardholders. They earn reward points on their purchases, which can be used for Air India flights.
Card Variants Available
The SBI Air India Credit Card program offers two card variants: the Air India SBI Signature Credit Card and the Air India SBI Platinum Credit Card. Both offer rewards, lounge access, and travel insurance.
The SBI Air India Credit Card program rewards frequent flyers and offers many benefits and rewards for Air India travelers. Knowing about the program, partnership overview, and card variants helps cardholders enjoy their travel more.
Key Features of SBI Air India Credit Card
The SBI Air India Credit Card is perfect for those who fly often. It lets you earn points, get unique benefits, and have travel insurance. You get four reward points for every Rs. 100 spent, and even more for Air India purchases.
Some of the key benefits of the SBI Air India Credit Card include:
- Earning two reward points for every ₹100 spent on all purchases
- Earning up to 15 reward points for every ₹100 spent on Air India tickets booked through Air India. In or the Air India mobile app.
- Milestone benefits, such as spending ₹2 lacks annually to earn an additional 5,000 bonus reward points
It also offers a fuel surcharge waiver, free lounge access, and flexible facilities. The SBI Air India credit card features and key benefits are ideal for Air India travelers.
The following table summarizes some of the key features and benefits of the SBI Air India Credit Card:
| Feature | Benefit |
|---|---|
| Reward Points | Earn two reward points for every ₹100 spent |
| Milestone Benefits | Earn 5,000 bonus reward points for spending ₹2 lakh annually |
| Fuel Surcharge Waiver | 1% waiver on transactions between ₹500 and ₹4,000 |
The SBI Air India Credit Card is a fantastic choice for frequent flyers.
Travel Benefits and Privileges
The SBI Air India Credit Card comes with many travel perks. These include complimentary lounge access, travel insurance coverage, and Air India priority services designed to make your travel smooth.
Cardholders can enjoy two free domestic lounge visits each quarter. You can visit up to eight times a year.
Some of the key travel benefits include:
- Complimentary lounge access at domestic airports, with up to 2 visits per quarter
- Travel insurance coverage, protecting unforeseen events
- Air India priority services, including priority check-in, baggage handling, and boarding
The SBI Air India Credit Card also offers travel benefits like a fuel surcharge waiver and a Flexipay facility. It’s perfect for those who travel a lot. Thanks to a Priority Pass membership worth $99, you also get complimentary lounge access at international airports.
With the SBI Air India Credit Card, you earn travel insurance coverage and more. You also get milestone benefits and reward points. The card’s travel benefits and privileges are great for frequent travelers at home and abroad.
| Benefit | Details |
|---|---|
| Complimentary Lounge Access | 2 visits per quarter, up to 8 visits per year |
| Travel Insurance Coverage | Protection against unforeseen events |
| Air India Priority Services | Priority check-in, baggage handling, and boarding |
Reward Points Structure and Redemption
The SBI Air India Credit Card gives you four reward points for every Rs. 100 you spend. This reward points structure rewards you for your purchases, especially when paying for Air India. You can exchange your points for Air Miles, making it easy and rewarding to use them.
You can use your points to book Air India tickets. You need a minimum number of points to start. Points can be used in sets of 5,000; it takes about 3 to 10 working days to get your e-vouchers.
| Reward Points | Redemption Value |
|---|---|
| 5,000 | 5,000 Air Miles |
| 10,000 | 10,000 Air Miles |
The reward points structure and redemption process are made to be easy and rewarding. With the SBI Air India Credit Card, you can earn and use points without hassle. It’s perfect for those who travel often.
SBI Air India Credit Card Eligibility Criteria
You must meet specific criteria to get the SBI Air India Credit Card. This includes income, documents, and a good credit score. These rules help make sure you can handle your credit well.
The card requires a minimum income of Rs. 5 lakhs a year. This ensures you can pay back what you borrow. You must also provide documents like proof of income, address, and ID.
Income Requirements
The income needs for the SBI Air India Credit Card are clear:
- Minimum income: Rs. 5 lakhs per annum
- Income proof: Needed for both salaried and self-employed people
Documentation Needed
Here’s what you need to provide for the SBI Air India Credit Card:
- Proof of income: Like salary slips, Form 16, or tax returns
- Proof of address: Such as utility bills, passport, or driving license
- Proof of identity: Can be a passport, PAN card, or voter ID
Credit Score Considerations
A high credit score is key, with a minimum of 700 needed. This shows you have a good credit history and can handle your credit.
| Credit Score | Eligibility |
|---|---|
| 700 and above | Eligible |
| Below 700 | Not Eligible |
Annual fees Breakdown
The SBI Air India Credit Card has annual fees. These fees offer cardholders many benefits and services. The first-year fee is Rs. 4,999, and the renewal fee is Rs. 4,999. It’s key to know the charges breakdown and the different fees, such as the annual fee, cash withdrawal fee, and foreign transaction fee.
The annual fees for the SBI Air India Credit Card are as follows:
- First-year fee: Rs. 4,999
- Renewal fee: Rs. 4,999
The card also has fee waiver conditions. Cardholders can waive the renewal fee if they spend Rs. 5 lakhs in the past year. This encourages cardholders to use their card often and enjoy the benefits and rewards.
Knowing the annual fees and charges breakdown helps cardholders use their SBI Air India Credit Card wisely and get the most out of it. It’s also wise to check the fee waiver conditions to see if they qualify for a waiver. This way, they can plan their spending better.
Application Process and Documentation
Applying for the SBI Air India Credit Card is easy. You must provide documentation like proof of income, address, and identity. You can apply online or offline and track your application status.
You must be at least 21 years old and have a steady income to apply. You’ll need a PAN and Aadhaar card (the first eight digits masked) or proof of valid government address.
Here’s how to apply:
- Fill out the online application form
- Submit the required documentation
- Get an instant decision based on your information
Provide all needed documentation to avoid rejection. The application process is designed to be quick and easy. You can track your application and get a decision quickly.
| Document | Description |
|---|---|
| PAN Card | Required for income proof |
| Aadhaar Card | Required for address proof (first eight digits masked) |
| Valid Government Address Proof | Alternative address proof |
Special Offers and Promotions
The SBI Air India Credit Card has many special offers and promotions. These are designed to give cardholders extra benefits and rewards. You can get welcome bonuses, seasonal promotions, and discounts from partner merchants.
Cardholders can earn welcome bonuses of 20,000 bonus reward points after spending Rs. 5 lakhs in the first 60 days. There are also seasonal promotions with discounts and offers from partner merchants, which let cardholders get the most out of their travels.
Some of the key benefits of these special offers include:
- Earning bonus reward points on specific spends
- Availing discounts and offers on partner merchants
- Getting exclusive access to seasonal promotions and limited-time offers
With the SBI Air India Credit Card, you get many benefits. You can enjoy welcome bonuses, seasonal promotions, and discounts from partner merchants. It’s an excellent choice for those who travel often. The card’s special offers make your travel experience unique and rewarding.
Maximizing Your Card Benefits
Knowing how to use your SBI Air India Credit Card wisely is key to getting the most out of your SBI Air India credit card. This means spending smartly to earn more points and using strategies to multiply those points. This way, you can use your points for flights, hotels, and more, saving money on travel.
Maximizing your card benefits starts with using it for everyday things like groceries and gas. You also earn more points on Air India purchases, which can be used for flights and other travel perks. Plus, you can increase your points by transferring them to Air India’s loyalty program.
Strategic Spending Tips
Here are some tips to boost your card benefits:
- Earn 5X or 10X reward points on dining, groceries, departmental stores, and movies with SBI Prime and SBI Elite Credit Cards
- Get two reward points per ₹100 spent on other retail purchases with SBI Prime and SBI Elite Credit Cards
- Use your Yatra SBI Credit Card to earn 25 reward points per ₹100 spent on BPCL fuel, lubricants, and Bharat Gas
Point Multiplication Strategies
To grow your points, transfer them to Air India’s loyalty program or use them for travel rewards. You can also get bonus points by hitting spending targets. Always check your points balance through the SBI Card app or online or by contacting customer support.
You can make the most of your card using these spending and point strategies. Always read your credit card’s terms to understand how to earn and use points and limits.
Security Features and Protection
The SBI Air India Credit Card offers a safe and secure pay method. It has security features to stop unauthorized use and uses chip and PIN technology to protect against card skimming and cloning.
It also has zero liability protection. This means cardholders won’t be charged for unauthorized transactions. This gives cardholders peace of mind, knowing they’re safe from fraud.
Some of the key security features and protection benefits of the SBI Air India Credit Card include:
- Chip and PIN technology for enhanced security
- Zero liability protection against unauthorized transactions
- Comprehensive travel insurance coverage, including card liability cover in case of loss or theft
- Lost card liability covers up to ₹1 lakh
The SBI Air India Credit Card has many security features and protection benefits. It offers a safe and secure way to pay. With its advanced technology and insurance, cardholders can confidently travel and shop.
| Security Features | Description |
|---|---|
| Chip and PIN | Enhanced security against card skimming and cloning |
| Zero Liability Protection | Cardholders are not liable for unauthorized transactions |
| Comprehensive Travel Insurance | Coverage includes card liability cover in case of loss or theft |
Comparison with Other Travel Cards
The SBI Air India Credit Card stands out from other travel cards. It offers unique benefits and rewards. For example, the Axis Bank Atlas Credit Card gives up to 5 EDGE Miles for every ₹100 spent. The American Express Platinum Travel Credit Card welcomes you with 10,000 Membership Rewards Points.
Regarding lounge access, the SBI Air India Credit Card matches the Axis Bank Atlas Credit Card. Both offer up to 18 lounge visits a year. The American Express Platinum Travel Credit Card gives you four annual free domestic airport lounge visits.
Competitive Analysis
Travel cards have their unique features and benefits. For instance, the SBI Card MILES PRIME gives 3,000 Travel Credits if you spend ₹60,000 in the first 60 days. The Etihad Guest SBI Premier credit card earns 2 Etihad miles for every ₹100 spent.
Unique Selling Points
The SBI Air India Credit Card has several standout features. Its great reward points system, milestone benefits, and travel insurance make it a top choice for frequent flyers, especially compared to other cards.
The SBI Air India Credit Card offers many benefits and rewards. It’s a strong contender in the travel card market. You can choose the best one for your needs by comparing it with other cards.
Customer Support and Service Channels
The SBI Air India Credit Card offers many customer support options, ensuring cardholders can easily solve any problems. They can call the customer care number anytime, 24/7, or use email support for a quick way to reach out.
The card also has various service channels. Cardholders can manage their accounts and access services through online, mobile, and phone banking, making it simple to keep track of their accounts and make transactions.
Some key features of the customer support and service channels include:
- Dedicated customer care number available 24/7
- Email support for convenient communication
- Online banking and mobile banking for easy account management
- Phone banking for quick access to services
The SBI Air India Credit Card offers a wide range of customer support and service channels, making it easy for cardholders to manage their accounts and solve any issues.
Conclusion
The SBI Air India Credit Card is a top choice for those who love to travel. It offers many benefits, such as earning more points, free lounge access, and great travel insurance. This card makes traveling smooth and rewarding.
This card is perfect if you travel often or want to earn more rewards. It can make your trips better, and by using the card’s special features, you can save more and enjoy more.
The card also has strong security and excellent customer support. This means you can travel without stress. The SBI Air India Credit Card is a great travel partner. It helps make your dreams of exploring new places come true.
